Funeral Planning
Many people wish to provide for their own funeral expenses, and a prepaid funeral plan is a caring, sensible and cost-effective way to do so.
The advantage of a funeral plan over a savings account or life insurance policy is that you can pay now, at today's price, and beat inflation - no matter when the service might be required.
Stating your funeral wishes in your Will is not legally binding, only a Funeral Plan will guarantee that your wishes are carried out.
Not an easy decision to make, simply because it is not always easy to think about planning your own funeral. A lot of people avoid facing this issue altogether, but there are many reasons why a pre-paid funeral plan could be right for you.
Here are some basic facts which may help you to make up your mind:
- Money that you may have put aside for your funeral may not be used for this purpose, or there may not be enough.
- Stating your funeral wishes in your Will is not legally binding upon your Executors
- Often, people just do not know what their deceased relative or friend would have wanted.
A Funeral Plan GUARANTEES that your wishes will be carried out and that the funeral director’s services will be paid for at no extra cost to your family.
- At a time of sadness, you will have relieved your family of financial and emotional burdens.
- Those you leave behind will remember your thoughtfulness.
- The money in your Funeral Plan is safe. It is held with the Funeral Planning Trust with HSBC Trust Company (UK) Limited as custodian Trustee.
- The price of a Funeral Plan is in line with the cost of a funeral purchased today. Funeral costs like everything else will almost certainly continue to rise in the future.
- You can choose a Funeral Plan to suit your requirements across a range of prices.
- You will receive a certificate which confirms the funeral you have chosen. It also specifies if you wish personal details such as religious requirements ,gifts to charities in lieu of flowers, music etc.
- You will also receive a booklet which tells your family or executors all they need to know at the time of your funeral.
Which plan is right for you?
You can choose a funeral to suit your requirements across a range of prices, or you can pay by instalments if you prefer.
Select a plan from the list below; we are happy to quote for alternative or extra services.
Included in the price of the plans are contributions for other necessary expenses such as cemetery or cremation fees and clergy fees if applicable. These amounts are based upon national averages and are increased regularly in line with inflation.
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