FutureSafe Will And Estate Administration, South Wales and South West England, Will and Probate Service, Cardiff



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Glossary of terms below... About Your Will Making a Will is the only way to ensure that your property and affairs are dealt with correctly upon your death. As part of the FutureSafe Will & Estate Protection Policy, you will receive a professionally written Will in accordance with The Law Society of England and Wales. Storage of Your Will If your Will can not be found at the time of your death, then it will be deemed not to exist. Likewise, if your Will is damaged or defaced in any way, the same may be true. Although there is no formal requirement as to where a Will should be stored, it should obviously be kept in a safe place such as a with a bank or solicitor. FutureSafe will securely store your Will with our appointed legal representatives and provide you with a copy for you to keep which provides details of where the original copy of your Will is stored. Estate Administration Executors are responsible for distributing assets of the person who has died according to the terms of their Will. This is referred to as administering an estate. The FutureSafe Will & Estate Protection Policy will provide you with an executor who will administer your estate at a guaranteed fixed rate. You may also appoint an executor to work alongside the FutureSafe representative. Laws of Intestacy If you do not have a Will, your Estate will be distributed by the government according to the Laws of Intestacy (1925). As these rules were put in place over 80 years ago they do not bear much relation to modern family situations and they can have an extremely damaging effect - especially in the event of unmarried partners, or if you have children. If you are unmarried with no close relatives these Laws stipulate that that your Estate will pass to the Crown if you do not have a Will in place.		ABOUT FUTURESAFE Your Will is probably one of the most important documents you will ever create. In fact, making a Will is the only way to ensure that your property and affairs are dealt with in accordance with your wishes upon your death. FutureSafe offers clients a cost effective solution to ease the burden faced by families after the death of a loved one. As many as 85% of the population of England and Wales have not yet made a Will, and many are not even aware of the Laws of Intestacy (that is any person who dies without having made a Will.) FutureSafe can give you peace of mind with solutions to safeguard your estate and guarantee estate administration at the lowest possible cost ensuring your loved ones receive what you want them to receive. How is this achieved? The FutureSafe Will & Estate Protection Policy (fixed at 1%) A complete package which includes :- A professionally written Will to ensure your estate and affairs are dealt with according to your personal wishes. A FutureSafe adviser will provide you with expert guidance and take your instructions in the comfort of your own home or office. Storage of your Will If the original copy of your Will can not be found at the time of your death, then it will be deemed not to exist. Likewise, if your Will is accidentally damaged or defaced in any way, then the same may be true. Although there is no formal requirement as to where a Will should be stored, it should obviously be kept in a safe place such as with a bank or solicitor. FutureSafe will arrange secure storage of your Will with our appointed legal advisers and will supply you with a copy for you to keep which provides details of where the original copy of your Will is stored. Future updates to your Will If your circumstances change, such as if you get married, have children or get divorced, (in fact marriage invalidates any Will made before marriage) it is essential that you review your Will to ensure that it continues to represent your wishes. Future Safe will offer annual updates to your Will free of charge. Estate administration Estate Administration is a legal procedure with a great deal of rules and responsibilities attached to it. Once an executor starts to act they become financially and legally responsible for the rest of their lives. Failure to comply with all of the intricate probate laws can result in personal liability for your executor(s). FutureSafe solves this problem with its Estate Protection Policy. Probate services are provided by our appointed legal representatives at a guaranteed fixed price to ensure your estate is administered at the lowest possible cost ensuring your loved ones receive as much as possible. As part of the FutureSafe Will & Estate Protection Policy, we will provide you with a professional executor who will administer your estate, you may also appoint a personal executor to work alongside the FutureSafe legal team. Executor Services & Estate Administration Duties of the executor include: - Ascertaining what assets, property and investments belonged to the deceased - Confirming the validity of the Will - Arranging professional valuations of the property and valuables - Obtaining authority from the Probate Registry to administrate the estate - Complete and submit Probate Registry forms - Gaining details of any outstanding debts and bills and arranging payment - Establishing any pension entitlements and other monies due - Confirming and settling any inheritance and income taxes due and submitting any tax returns - Providing accounts and tax certificates for the main beneficiaries Estate Administration can be costly. Banks and solicitors are known to charge far too much for probate work, often as much as up to 5% of the total value of the estate, plus additional costs for their time which can be anything from £160 per hour plus VAT and expenses. FutureSafe's Estate Protection Policy ensures that your estate will be administered at a guaranteed fixed cost upon your death. Click here to see a detailed price comparison. FutureSafe Corporate FutureSafe’s Estate Protection Policy is also available as a valuable addition to company employee benefits packages. Will creation and estate protection is an essential and often overlooked area by employers offering additional benefits for their employees. FutureSafe can provide either single or group policies, and can arrange to run a presentation in your office to assess the needs of your staff in this important aspect of assurance. For more information please call us on 0845 234 1522 or complete our enquiry form.

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